Protect Your Future with a Lasting Power of Attorney (LPA)
For Financial and Health decisions
What is a Lasting Power of Attorney (LPA)?
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint a trusted person (your attorney) to make decisions on your behalf if you become unable to do so. This ensures that your affairs are managed smoothly, without court intervention, should you experience illness, accident, or cognitive decline.
Every person should have both a Will and a Lasting Power Of Attorney Documents set up to cover all eventualities in Life and Death. To understand the difference between a Will and a Lasting Power Of Attorney see further information here.
An LPA has to be put in place prior to the person becoming incapacitated or risk the family having to fight for their relative’s rights and assets. However the donor may include a restriction that the LPA can only be used at a time in the future when they lack the capacity to make decisions for themselves.
In some cases it may be easier to give someone the power of a LPA now, to carry out tasks such as paying their bills or collecting their benefits or other income. For example, in cases where people have Dementia.
The Two Types of LPA
There are two types of Lasting Power of Attorney, each serving a distinct purpose:
✔ Health & Welfare LPA – Covers decisions about medical care, living arrangements, and daily wellbeing.
✔ Property & Financial Affairs LPA – Grants control over financial matters, including managing bank accounts, paying bills, and handling property.
“At Callaghan Wills and Estate Planning, we provide expert guidance to ensure your LPA is legally valid and tailored to your needs.
Why is a Lasting Power of Attorney Important?
Many people assume their next of kin will automatically have the authority to make decisions on their behalf if they become unable to. However, without an LPA in place, family members must apply to the Court of Protection, which can be time-consuming, costly, and stressful.
Benefits of Setting Up an LPA
✔ Avoid Family Disputes – Prevent legal conflicts over decision-making authority.
✔ Ensure Trusted Decision-Making – Choose who manages your affairs, rather than leaving it to the courts.
✔ Plan for the Unexpected – Accidents, illness, or aging can happen unexpectedly—an LPA ensures you remain in control.
✔ Ease the Burden on Loved Ones – A legally appointed attorney makes decision-making smoother in challenging times.
Who Needs a Lasting Power of Attorney?
LPAs are often associated with the elderly, but they are essential for everyone, especially if you:”
✔ Own property or assets
✔ Run a business
✔ Have dependents
✔ Are planning for later life care
“Without an LPA, your finances and healthcare choices could be left in the hands of the courts, rather than someone you trust.
Some Interesting Facts That LPA's Cover...
According to the Alzheimer’s Society, by 2025, more than 1 million people in the UK will be living with dementia. Planning ahead is crucial, not just for the elderly but also for younger individuals who may become incapacitated due to illness or accidents.
A Lasting Power of Attorney (LPA) is legally recognized by financial institutions, care homes, local authorities, tax offices, benefits agencies, and pension authorities, making it significantly easier for loved ones to manage financial and welfare affairs when needed.
However, it’s important to remember that an LPA is a powerful legal document. While it is possible to draft an LPA without professional assistance, the process can be complex. The Office of the Public Guardian (OPG) may object to certain restrictions or reject an LPA if technical mistakes are made during the application process, potentially rendering it invalid.
To ensure your LPA is legally valid and correctly drafted, we recommend seeking expert guidance.
For more information, please contact us today.
Our LPA Services in Northampton, Milton Keynes, Bedford, and across the UK
At Callaghan Wills and Estate Planning, we specialize in helping individuals and families create legally binding LPAs that protect their future.”
✔ Face-to-Face Consultations – Available in Northampton, Milton Keynes, and Bedford.
✔ Remote LPA Services – We provide secure and legally valid LPAs via Zoom or phone consultations across the UK.
✔ Expert Legal Advice – Our team ensures your LPA is customized to your needs and fully compliant with UK law.
✔ Affordable, Fixed-Fee Service – No hidden costs—just clear, straightforward pricing.
How We Help You Set Up an LPA
“Our process is simple, efficient, and legally compliant, ensuring you get the protection you need without stress.”
Step 1: Free Consultation – We discuss your needs and explain the LPA process.
Step 2: Drafting Your LPA – We prepare the legal documents to reflect your wishes.
Step 3: Signing & Witnessing – We guide you through the signing and witnessing process to ensure full legal validity.
Step 4: Registration with the Office of the Public Guardian (OPG) – We handle the official registration of your LPA.
Common Questions About LPAs
When should I set up an LPA? “It’s best to set up an LPA before you need it—once mental capacity is lost, it’s too late to arrange one.”
Can I appoint more than one attorney? “Yes, you can appoint multiple attorneys and specify whether they must act jointly or separately.”
How long does an LPA take to be registered? “The Office of the Public Guardian typically processes LPAs within 8-12 weeks, so it’s important to plan ahead.”
Book Your LPA Consultation Today
Take control of your estate and protect your family’s future. Whether you live in Northampton, Milton Keynes, or Bedford and prefer a face-to-face meeting, or you’re elsewhere in the UK and want a remote consultation via phone or Zoom, we are here to help.”
✅ Call to Action:
📞 Call us at 07488 899316
💬 Message us via Webchat on this page or via Social Media Channnels
📧 Email us at info@callaghanwills.co.uk
Book a Free 30 Minute Consultation With Us By Clicking on ‘Book a Free Consultation Button
What our customers say
Adhering to UK Law for your Benefit
Our approach aligns with UK law to maximise your gain economically, all while upholding the highest standard.
We are committed to the highest levels of service and adhere to a strict Code of Conduct – your guarantee of a quality and a professional service.
All of our work is double-checked, and we also carry a substantial level of Professional Indemnity Insurance for your added peace of mind.
If you have any questions, book a free call with us and check out our Frequently Asked Questions – FAQ’s